Looking for a bank to help you with consumer loans, refinancing or similar? Then you probably already found out that there are an incredible number of lenders on the market in Norway.
Here we give you an overview of one of the largest, namely Salader Bank. They are the 4th largest financial institution in the world and have many years of experience in the loan market.
What can Salader Bank offer you?
At Salader Consumer Bank you get a variety of banking services. They offer consumer loans, credit cards, savings products as well as car and leisure financing. At the bank you can choose from several solutions. There are major differences between these, where private loans, among other things, are suitable for much larger amounts than consumer loans. If you choose to take out a consumer loan with Salader Bank, you must meet the bank’s application criteria. These are as follows:
- You must be at least 25 years old
- You must have lived in Norway for at least 3 years
- Your annual income must be $ 200,000 or more
- You cannot have any payment notes or collection cases
Otherwise, there are no restrictions on who can apply. You can borrow money for exactly what you want, and Salader Bank needs no information on the purpose of the loan. But that’s why, of course, it’s still a good idea to think about whether you really need the money.
Always set a budget and research your options carefully before taking out a loan. If you think about it, then consumer loans are a great way to afford your new furniture, house renovation, a little trip or the like.
But what terms and opportunities do you get from Salader Bank when you take out a consumer loan? The most important can be found here:
- Loan amounts from USD 10,000 to 350,000
- Establishment cost and termination fee of USD 0.
- Repayment period from 1 to 10 years
- Free and no obligation application
- Loans without collateral
See also: Overview of where you can borrow from USD 10,000.
On the homepage you can see examples of what the monthly benefits are with different interest rates, amounts and repayment time. But it is important that you submit an application to see exactly what the bank can offer you. Your interest rate depends on the credit rating made by Salader Bank.
You can apply directly to the website by filling out an electronic application form or you can call the bank. After a short time you will receive a reply from the bank with information about the loan. You can sign the agreement online with Bank ID and you can have the money in your account the following day.
Why Choose Salader Bank?
After purchasing Bank Money’s operations in Norway, Sweden, Finland and Denmark, Salader Bank is the Nordic region’s largest car finance and unsecured loan company. This means that they can offer a wide range of products and that they have many resources to work with. At Salader Bank, as mentioned, you can get products other than consumer loans. You have the option of private loans, which have higher amounts of money and longer repayment periods, but also other terms.
They also offer refinancing of small loans and credit cards, so you get rid of expensive debt. In addition, you can get a credit card from the bank or create a savings account. This way you can combine all your banking services into one bank and thus get a better overview of your finances. On the website you will find much more information about the individual products and services, so you can choose the one that best suits your needs.
In 2014, Salader Bank was named the best bank in Europe by Dollar money magazine. The magazine chose the bank on the basis of its solid balance sheet, high credit rating and international spread. This is a big statement of confidence and a signal that the bank is a solid and strong institution, which is safe to be a customer of.
Always remember to research the market carefully before taking out a loan. The market has plenty to offer and you can save a lot of money choosing the right solution for you. If you need to take out a consumer loan, then you should take advantage, that it is free and without obligation to apply. Submit applications to at least 2-3 companies and compare the offers you receive. That way you will find the best consumer loan for you .